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Account Rates
| Minimum Opening Deposit | APY* | Alert Me | |
|---|---|---|---|
| Basic Checking | $25 | None | |
| Edge Pay Checking | $25 | None | |
| No Dividend Checking | $25 | None | |
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| Minimum to Open | Dividend Rate | APY* | Alert Me | |
|---|---|---|---|---|
| Savings Account | $5 | .20% | .20% | |
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| Type | Minimum Balance to Open | APY | Alert Me |
|---|---|---|---|
| Savings Account | $5 | .20% | |
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| Annual Percentage Yield | Alert Me | |
|---|---|---|
| Clearing Account | 0.10% | |
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| Minimum to Balance to Earn APY* | APY* | Alert Me |
|---|---|---|
| Average Balance of $1,000 - $49,999 | 1.81% | |
| Average Balance of $50,000 - $99,999 | 2.27% | |
| Average Balance $100,000 - $249,000 | 2.63% | |
| Average Balance of $250,000 - $499,000 | 3.14% | |
| Average Balance of $500,000 and above | 3.14% | |
| *APY: Annual Percentage Yield | ||
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| Minimum to Open & Earn APY* | Dividend Rate | APY* | Alert Me | |
|---|---|---|---|---|
| IRA Savings Account | $5 | .20% | .20% | |
| *APY: Annual Percentage Yield. Rates are subject to change after account opening. | ||||
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| Type | Minimum to Open & Earn APY | Dividend Rate | APY | Alert Me |
|---|---|---|---|---|
| 1 Year | $500 | 4.31% | 4.40% | |
| 2 Year | $500 | 2.25% | 2.27% | |
| 3 Year | $500 | 2.25% | 2.27% | |
| 4 Year | $500 | 2.25% | 2.27% | |
| 5 Year | $500 | 2.25% | 2.27% | |
| *APY: Annual Percentage Yield. Rates are subject to change after account opening. Early withdrawal penalties may apply. | ||||
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| Term | Minimum Balance to Earn APY | Dividend Rate | APY | Alert Me |
|---|---|---|---|---|
| 6-month | $500 | 2.25% | 2.27% | |
| 1 Year | $500 | 4.31% | 4.40% | |
| 2 Year | $500 | 2.25% | 2.27% | |
| 3 Year | $500 | 2.25% | 2.27% | |
| 4 Year | $500 | 2.25% | 2.27% | |
| 5 Year | $500 | 2.25% | 2.27% | |
| *APY: Annual Percentage Yield. Rates are subject to change after account opening. Early withdrawal penalties may apply. | ||||
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| Term | Minimum to Open & Earn APY* | Dividend Rate | APY* | Alert Me |
|---|---|---|---|---|
| 12 to 60 Months | $25 | 1.98% | 2.00% | |
| *APY: Annual Percentage Yield. Rates are subject to change after account opening. Early withdrawal penalties may apply. | ||||
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| Term | Minimum to Open | Balance Tier | Dividend Rate | APY* | Alert Me |
|---|---|---|---|---|---|
| 12 Month | $25 | Up to $5,000.00 | 3.93% | 4.00% | |
| 12 Month & Over | $25 | $5,000.01 and Over | 1.98% | 4.00% to 2.01% | |
| *APY: Annual Percentage Yield. Rates are subject to change after account opening. Early withdrawal penalties may apply. Future Saver Plus Certificates are tiered rate accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance within that tier. The APYs, which vary depending on the balance in the account, are shown for each tier. | |||||
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| Term | Minimum to Open & Earn APY* | Dividend Rate | APY* | Alert Me |
|---|---|---|---|---|
| 12 months | $5 | 2.15% | 2.17% | |
| *APY: Annual Percentage Yield. Rates are subject to change after account opening. Early withdrawal penalties may apply. | ||||
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| Type | Minimum to Earn APY | Balance Tier | Dividend Rate | APY* | Alert Me |
|---|---|---|---|---|---|
| 18 month certificate | $5 | $5.00 to $24,999.99 | 4.00% | 4.07% | |
| $25,000 and Over | 4.15% | 4.23% | |||
| *APY: Annual Percentage Yield. Rates are subject to change after account opening. Early withdrawal penalties may apply. | |||||
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